Katalyst Kampus - Your Mortgage and Business School

Part 1: Introduction to Katalyst Kampus

Part 2: Meet Your Instructor

Part 3: Home Loans - The 900ft. View

Part 4: Checking for Understanding

Part 5: The Players in the Mortgage Industry

Part 6: Checkpoint - Did You Make a List of Affiliates?

Part 7: The Flow of the Loan Part 1

Part 8: Checking for Understanding

Part 9: The Flow of the Loan Part 2

Part 10: Checking for Understanding

Part 11: Some Obstacles to Your Success

Part 12: The Bones of the Loan Final Assessment

Part 13: Money Mission and Discussion

Part 1: An Introduction to the Application

Part 2: The Pow-Wow List

Part 3: The Initial Client Email

Part 4: The Application - Part 1

Part 5: Checking for Understanding

Part 6: The Application - Part 2

Part 7: Checking for Understanding

Part 8: The Application - Part 3

Part 9: Checking for Understanding

Part 10: Common Client Documents - Part 1

Part 11: Checking For Understanding

Part 12: Common Client Documents - Part 2

Part 13: Checking for Understanding

Part 14: The Application Final Assessment

Part 15: Money Mission and Discussion

Part 1: An Introduction to Credit

Part 2: Bankruptcies (7 & 13), Foreclosures, Short-sales, Deed-in-lieu, and Loan Modifications

Part 3: Checking for Understanding

Part 4: Important Credit Lessons

Part 5: Before Pulling Credit

Part 6: The Credit Report - Part 1

Part 7: Checking for Understanding

Part 8: The Credit Report - Part 2

Part 9: Checking for Understanding

Part 10: Credit Repair Tools - Part 1

Part 11: Credit Repair Tools - Part 2

Part 12: Checking for Understanding

Part 13: Updating the Credit Report If Mistakes Are Made

Part 14: School Loans and Credit Timing

Part 15: Payments Made by Someone Else and Other Odds and Ends

Part 16: Credit/Debt Final Assessment

Part 17: Money Mission And Discussion

Part 1: Checkpoint - Did You Do Your Money Missions?

Part 2: An Introduction To Real Estate Contracts

Part 3: Extracting the Right Information - Part 1

Part 4: Checking for Understanding

Part 5: Extracting the Right Information - Part 2

Part 6: Checking for Understanding

Part 7: Looking for Problematic Negotiations In Real Estate Contracts

Part 8: An Interview With Sylvia on Being a Real Estate Agent

Part 9: Real Estate Contracts Final Assessment

Part 10: Money Mission and Discussion

Part 1: An Introduction To Assets

Part 2: Patriot Act Asset Reporting Requirements

Part 3: Proving Your Assets

Part 4: Checking For Understanding

Part 5: CTC Conduits

Part 6: CTC Conduits Continued

Part 7: Asset Documentation For Cash-out Refinances

Part 8: Checking For Understanding

Part 9: Kathy's Example Story

Part 10: Checking For Understanding

Part 11: Assets Used In A Transaction

Part 12: Assets Used In A Transaction Continued

Part 13: Checking For Understanding

Part 14: Seasoning And Problem Solving

Part 15: Multiple Asset Accounts

Part 16: Assets Final Assessment

Part 17: Money Mission And Discussion

Part 1: An Introduction To Appraisals

Part 2: Appraisal Reports

Part 3: Checking For Understanding

Part 4: History Of Ordering Appraisals

Part 5: Checking For Understanding

Part 5: The Appraised Value

Part 6: Appraisal Fees

Part 7: Checking For Understanding

Part 8: Rush Orders And VA Appraisals

Part 9: Other Appraisal Types

Part 10: Government Appraisals

Part 11: Appraisal Timing And New Construction

Part 12: Checking For Understanding

Part 13: Complex Property Appraisals

Part 14: Jumbo Appraisals And Rental Appraisals

Part 15: Other Miscellaneous Appraisal Information

Part 16: Checking For Understanding

Part 16: Interview With A Professional

Part 17: Checking For Understanding

Part 18: Appraisals Final Assessment

Part 19: Money Mission And Discussion

Part 1: An Introduction To Fees And The Escrow Account

Part 2: Prepaids Explained

Part 3: List Of Fees For A Purchase

Part 4: List Of Fees For A Purchase Continued

Part 5: Refinance Fees And Pre-paids

Part 6: Checking For Understanding

Part 7: Property Taxes, Hazard Insurance And Interest

Part 8: Checking For Understanding

Part 9: Who Can Pay For Closing Costs And Pre-paids?

Part 10: Checking For Understanding

Part 11: The Fees Sheet

Part 12: Checking For Understanding

Part 13: The Fees Sheet Continued

Part 14: Checking For Understanding

Part 15: Impound Account Vs. Escrow Account

Part 16: Checking For Understanding

Part 17: Annual Percentage Rate Fees And Prepaid Finance Charges

Part 18: Checking For Understaning

Part 19: Closing Costs, Prepaids & The Escrow Account Final Assessment

Part 20: Money Mission And Discussion

Part 1: Introduction To Interest Rates & Mortgage Insurance

Part 2: Interest Rates & Loan Types

Part 3: Price Engines & Rate Sheets

Part 4: Price Engines & Rate Sheets Continued

Part 5: The Rate Game & The Lock Desk

Part 6: Checking For Understanding

Part 7: Pricing Engine #1

Part 8: Checking For Understanding

Part 9: Pricing Engine #1 - Loan Options

Part 10: Checking For Understanding

Part 11: Pricing Engine #1 - Rate Options

Part 12: Checking For Understanding

Part 13: How To Calculate Lender Credit & Lender Fee

Part 14: Checking For Understanding

Part 15: Pricing Engine #1 - Rate Options Continued

Part 16: Checking For Understanding

Part 17: Pricing Engine #2

Part 18: Checking For Understanding

Part 19: Pricing Engine #2 - Loan Options

Part 20: Checking For Understanding

Part 21: Pricing Engine #2 - Rate Options

Part 22: Checking For Understanding

Part 23: Pricing Engine #2 - Rate Options Continued

Part 24: Checking For Understanding

Part 25: Rate Lock Confirmation

Part 26: Checking For Understanding

Part 27: Rate Sheets

Part 28: Checking For Understanding

Part 29: Adjusting The Interest Rate

Part 30: Checking For Understanding

Part 31: Changing Lender Fees & Lender Credit

Part 32: Checking For Understanding

Part 33: Timing Of Locking A Loan

Part 34: Renegotiating Interest Rates & Establishing Mortgage Insurance

Part 35: Establishing Mortgage Insurance Continued

Part 36: Checking For Understanding

Part 37: Quoting Mortgage Insurance Through MGIC

Part 38: Checking For Understanding

Part 39: Interest Rates & Mortgage Insurance Final Assessment

Part 40: Money Mission & Discussion

Part 1: An Introduction To Title & Escrow Services

Part 2: Why Title Companies & Law Firms Are Needed

Part 3: What Is A Title Report?

Part 4: Checking For Understanding

Part 6: The Title Report

Part 7: Checking For Understanding

Part 8: What Happens When The Earnest Money Is Deposited At The Title Company?

Part 9: Checking For Understanding

Part 10: Quitclaim Deeds

Part 11: Checking For Understanding

Part 12: Title & Escrow Charges & Fees

Part 13: Signing The Final Loan Documents

Part 14: Checking For Understanding

Part 15: The Three Most Important Documents

Part 16: The Note Demo

Part 17: The Deed Demo

Part 18: The Final Closing Disclosure

Part 19: Checking For Understanding

Part 20: Client Gone During Signing?

Part 21: Checking For Understanding

Part 22: Title & Escrow Final Assessment

Part 23: Money Mission & Discussion

Part 1: Introduction To Income

Part 2: Learning About Income

Part 3: Income - Accuracy Vs. Estimates

Part 4: The Basics & Reading Pay-stubs

Part 5: Kathy's Pay-Stubs

Part 6: Checking For Understanding

Part 7: Overtime, Commission, Bonus, Seasonal Or Part-time Income & The VOE.

Part 8: Checking For Understanding

Part 9: Income Worksheets

Part 10: Difficult Pay-Stubs & What To Collect

Part 11: Reading W-2s, Proving Child Support & Covering Recent Divorce

Part 12: Private Notes, College-To-Work Income, Pastor/Religious Figure Income & Disability Income

Part 13: Unemployment Income

Part 14: Checking For Understanding

Part 15: Social Security Income (Taxable & Non-Taxable)

Part 16: Pensions, PERS, Annuities, & Trust Income

Part 17: K-1s & Final K-1s

Part 18: Checking For Understanding

Part 19: Income Source Examples & Rental Income

Part 20: Sourcing Income From New Rentals

Part 21: Checking For Understanding

Part 22: Self-Employment Income Part 1

Part 23: Self-Employment Income Part 2

Part 24: Self-Employment Income Part 3

Part 25: Self Employment Income Part 4

Part 26 Self Employment Part 5 & Tax Transcripts

Part 27: Checking For Understanding

Part 28: Debt To Income Ratios Part 1

Part 29: Debt To Income Ratios Part 2

Part 30: Debt To Income Ratios Part 3

Part 31: Checking For Understanding

Part 32: Income Final Assessment

Part 33: Money Mission & Discussion

Part 1: An Introduction To Loan Types

Part 2: Introduction To Underwriting Guidelines

Part 3: Underwriting Guidelines For Government Loans - VA Loans

Part 4: Checking For Understanding

Part 5: VA Underwriting Differences

Part 6: ODVA Guidlines

Part 7: ODVA Demo

Part 8: Checking For Understanding

Part 9: FHA, FHA Streamline & FHA 203K Guidelines

Part 10: Checking For Understanding

Part 11: USDA - Rural Housing Guidelines

Part 12: Checking For Understanding

Part 13: USDA Website Demo

Part 14: Checking For Understanding

Part 15: USDA Website Info & Other Links

Part 16: Checking For Understanding

Part 17: Conventional Underwriting Guidelines

Part 18: Conventional Loan Matrix and Conventional Loan Underwriting Guidelines

Part 19: Checking For Understanding

Part 20: Freddie Mac Underwriting Guidelines

Part 21: Jumbo Underwriting Guidelines

Part 22: VA Jumbo Loans

Part 23: Checking For Understanding

Part 24: Other Miscellaneous Important Underwriting Details

Part 25: Checking For Understanding

Part 26: ARMS - 2/5/2 or 5/2/5 or 2/2/6

Part 28: Checking For Understanding

Part 29: When Standard Loans Won't Do - Getting Creative

Part 30: Checking For Understanding

Part 31: VA Loans Interview With Jim Brown

Part 32: Loan Types Final Assessment

Part 33: Money Mission & Discussion

Part 1: Pre-Test Prep

Part 2: Katalyst Kampus Final Exam

Part 3: Some Final Tips, Tricks & Resources

Part 4: Some Final Tips, Tricks & Resources Part 2

Part 5: Some Final Tips, Tricks & Resources Continued Part 3

Part 6: Money Mission & Final Statement

Course Documents